5 Personal Finance Apps for College Students


Personal finance is important no matter what your age or stage in life. And it’s never too soon to start planning your financial future. Luckily, there are tons of personal finance apps to help you save, invest, budget, and organize your finances. Finance can be overwhelming, but apps can streamline your finances and offer guidance to help you navigate the complex world of financial planning. Below are five of the top personal finance apps on the market today.



Feel like you don’t have enough income to invest or save? Acorns allows you to start investing with your spare change. “Acorns is your guide to financial security. We’ll help you invest, save and spend responsibly for just $1, $2 or $3 per month.” Acorns is the perfect option for students or recent graduates who want to start investing but are intimidated by the large sums required by some brokerage firms.


Spendee was created with the goal of helping individuals better budget their money. Get a quick overview about your income and expenses at a glance and in one place. Use the app’s smart budgets to save money for a big purchase like a car or vacation. It’s available for free download on the Apple app store or Google Play.


Looking to get starting with investing? Robinhood is the ideal app for beginner investors. You can invest in stocks, ETFs, options, and cryptocurrencies, commission-free from your phone or desktop. You’ll also get free stock like Apple, Ford, or Sprint when you join.

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Another great investing and retirement planning app is Stash. Stash offers educational information about investing and retirement planning to help you stay on top of the complicated world of IRA’s and the stock market. You can set up recurring deposits into your cash balance or into a certain stock group. Stash also offers challenges to help you improve your financial knowledge and earn points to improve your rank.

Personal Capital

Monitor and track your net worth in real time, 24/7 with Personal Capital. You’ll get free financial management tools, spending tracking, retirement planning and much more. It also identifies hidden fees and has financial advisors on had to offer personalized advice. Access your account from your phone, tablet or desktop. It’s available for free download on the Apple app store and Google Play.

These apps prove that you don’t need a lot of money to manage your finances. Financial planning is important whether you have $100 or $1,000,000. Start investing, saving, budgeting and retirement planning now and your future self will thank you.


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